Thinking of upgrading but unsure if now is safe?

Many owners worry about cashflow stress. Here’s what you should really look at:
✔️ MOP timing and market cycle
✔️ Loan quantum stress test
✔️ 6–12 months emergency buffer
✔️ Exit strategy

If you’re unsure if upgrading is for you and what are the plans needed to put in place, this video will help you think clearly before committing.