Lower mortgage can feel like the safer move, right?

But when both HDB and condo are within reach, affordability is only the starting point.

The HDB may give you more space for the price. The condo may require a higher monthly commitment, but leave you with more flexibility for the next move.

If both were within reach, which would you prioritise: more space today or more flexibility for the next move?

Share in the comments how you would make the decision.