How Borrowing Capacity Declines Over Time
Video description from @notgpodcast
Age is the one variable you can’t negotiate with. As you get older, your borrowing power naturally shrinks — even if your income stays the same. When TDSR tightened from 60% to 55%, many buyers lost over 20% of their loan capacity almost overnight. Add higher interest rates, and the impact compounds faster than most people realise. If your income doesn’t rise significantly or rates don’t come down, waiting can quietly cost you options.#SingaporeProperty #HomeLoanStrategy #PropertyPlanning #NOTG #PropertyLimBrothers
