Video description from @marcusluahsg
Should you decouple first… or just buy landed now?
If the landed homes within your budget don’t feel like your “dream house”, do you enter the land market anyway — or build capital first and wait?
In this video, I break this down using career stages — not emotions.
We cover: The real cost of waiting, when to enter landed early, when building capital first makes more sense, why buffer, loan tenure, and CPF position matter more than people think. This is about positioning — not rushing.
If you want clarity based on your numbers and life stage, reach out. Let’s build a plan that fits you.
TimeStamp:
0:00 Introduction
1:06 Video Sequence
1:35 The Real Cost Of Waiting
3:15 Whether You Choose To
3:21 The Objective
3:43 The Upward Trajectory Phase
4:45 What Are You Paying For
5:00 Option A Buy A Landed Now
5:05 Option B Decouple To Buy Second Property
5:50 My Advice For People In This Phase
6:20 The Main Goal Is
6:44 The Mid-Career Unknown Phase
7:35 What Do You Need To Enter The Landed Market
8:40 My Advice For People In This Phase
9:11 Importance Tips You Need To Understand
9:25 Final Thoughts
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