Just because you can afford $5.8M doesn’t mean you should. Many clients deliberately stop at $4.5M after factoring in future expenses, kids’ schooling, commute, and lifestyle trade-offs. The goal isn’t to maximise buying power, but to stay flexible and sustainable as you move from HDB to private and eventually to landed.

#PropertyStrategy #SingaporeRealEstate #WealthPlanning #NOTG #PropertyLimBrothers

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