Video description from @notgpodcast
This episode clip from NOTG (Nuggets on the go) delves into an often-overlooked aspect of property investment: the intricacies of interest payments and the significance of the 'loading period'. The discussion illuminates how interest payments are most substantial during the first four years of property investment, decreasing in relation to the principal amount over time. Importantly, it highlights that when a property is sold, say at the 4-year mark, the investor only pays interest up to that point, not for the entire mortgage period. This insight is crucial for investors who are strategizing their property sale timelines for optimal financial outcomes. The episode is a must-watch for anyone looking to deepen their understanding of financial planning in real estate investment.