This ONE rule will change the entire Singapore Property Market.

Video description from @therightmovesg

The 15-month wait-out period is gone.

Good news, yes.

But before we assume HDB resale prices are going to the moon again, we need to look at the data that has not changed.

In this video, I break down why the rule was lifted now, what rising MOP supply means for HDB resale prices, and why the gap between HDB and private property prices may continue to widen.

I also explain a concept I call “Reverse FOMO”.

This happens when an upgrader keeps waiting, only to see the value of the private property they want rising faster than the HDB they intend to sell.

The longer they wait, the harder the upgrade may become.

More importantly, I break down what this rule change could mean for:

* Private-property owners looking to right-size
* First-time home buyers
* HDB upgraders
* Property investors

No right or wrong answer here.

The right move depends on your timeline, finances and what you are ultimately trying to achieve. The important thing is to understand which parts of the market may move first, and which fundamentals are unlikely to change.

If your situation does not fall neatly into one of these groups, leave your question in the comments. I’ll try my best to answer it.

Watch my earlier HDB market prediction here:
https://youtu.be/Br_UarII98Q?si=p59kjr2mOJBquAnc

Subscribe for the next breakdown, where I’ll cover the chart that ties the HDB and private-property markets together.

TIMESTAMPS

00:00 The 15-month wait-out rule is gone
00:41 The HDB data that still matters
01:10 Why did MND lifted the restriction?
1:58 Key Data Points supporting the policy
02:08 Understanding HDB MOP supply
03:04 What BTO application rates reveal
05:03 My HDB resale price outlook
07:21 HDB and private prices are diverging
09:09 Why the price gap opened
12:53 What the widening gap means for upgraders
13:10 “Reverse FOMO” explained
14:47 What private-property owners should consider
15:58 Planning for each buyer group
16:08 Right-sizers and retirees
17:10 Younger families considering HDB
18:47 First-time home buyers
19:56 HDB upgraders
20:22 Property investors
21:07 Two possible market trigger points
23:53 What I’ll break down next

This video is for educational and general informational purposes. Policies, figures and market observations are based on the information available at the time of recording.

#SingaporeProperty #HDBResale #PropertyMarket