Enhanced CPF Housing Grant: up to $120,000 for families, $60,000 buying alone

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The Enhanced CPF Housing Grant is up to $120,000 for couples and families. The monthly household income ceiling is $9,000 for households with at least two first-timer applicants, and $4,500 when a first-timer applies with a second-timer.

A first-timer buying alone may receive up to $60,000, with an income ceiling of $4,500 ($9,000 when buying with other singles, or a resale flat with parents).

The buyer must have worked continuously for 12 months before the flat application and still be employed at the point of application.

Source: CPF Board, A guide to the Enhanced CPF Housing and Proximity Grant, read 24 Oct 2026.
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