Selling your HDB flat? The minimum occupation period is 5 years for Standard flats and 10 years for Plus and Prime flats, counted from legal completion. If you have committed to buy another completed property, you can arrange up to 3 months' extension of stay after completion, subject to the buyer's agreement. For the next flat, loans go up to 75% of the price or value; with a bank loan, at least 5% is paid in cash. Sources: HDB, read 21 Oct 2026. Read more: https://get.propertylimbrothers.com/northshore-mop-2026